Business

Mortgage Rates Impact Loan Applications

Updated 2026-06-04 12:35 UTC 1 source Negative

Rising mortgage rates have led to a significant increase in loan application denials. The denial rate rose from 12.2% in 2021 to 15.1% in 2024, according to the St. Louis Fed.

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CNBC
The denial rate in loan applications was 15.1% in 2024, up from 12.2% in 2021, a rise that occurred alongside surging mortgage rates, the St. Louis Fed found.
2026-06-04 12:15 UTC
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